My First Title Talk

      EASEMENT & TYPES OF EASEMENTS EASEMENT & Types of EASEMENTS and its impact on Title of the property! An easement is a legal right to use another person's property for a specific purpose. Easements can have an impact on the title of a property because they create an interest in the property that is separate from the owner's fee simple ownership. When we think of property ownership, we tend to assume that it includes complete control and use of the land. However, in some cases, the rights to a piece of land can be limited by easements. Easements grant someone else the right to use a portion of a property for a specific purpose, even if the owner does not benefit from the use. Easements are a legal arrangement, and as such, they can have significant impacts on the title of a property. In this article, we will explore what easements are, the types of easements, and the impact that they can have on the title of a property.   There are several types of easem...

Encumbrances and Types of Encumbrances  with its significance in Real Estate Title. Title insurance is a critical tool that protects property owners and lenders against unforeseen circumstances that may arise from defects or encumbrances on the title. Encumbrances are legal claims against a property that can affect its ownership or use. It is important to understand what encumbrances are and their types as they play a significant role in title insurance.   What are Encumbrances? An encumbrance is any legal claim against a property that affects its ownership or use. It could be a lien, easement, or restriction that restricts the property owner's rights to use or transfer the property. Encumbrances may arise from various sources, such as tax liens, mortgages, judgments, and other claims.   Types of Encumbrances There are different types of encumbrances that can affect a property, and it's important to understand each one's nature and significance in title insurance. Liens A...